A New Kind of Non-Maturity Deposit Study
Our Non Maturity Deposit (NMD) Product helps you validate ALM assumptions like decay rates and betas using only call report data. This tool is perfect to use as a standalone solution or as a benchmark for other studies. Our NMD Study offers timeliness, institution-specific analysis, and cost-effectiveness that no other tool provides.
Are You Overpaying to Keep Deposits?
If your ALM deposit assumptions are based on the OCC’s Interest Rate Risk Statistics Report or a generic third party index, you might be spending more than you should… and making decisions that aren’t reflective of your bank’s metrics.
Those industry sources are highly normalized and overconservative. Third party indexes are often built on data from banks that are nothing like your own.
That’s a major problem.
Smarter Banking in Just 30 Minutes
Schedule a demo and we'll walk you through our NMD product using real time examples from your bank. This 30-minute demo will be well worth the time you save using our product.
Bad assumption in your ALM model lead to costly deposit strategies. You could be overpaying to retain funds that aren’t at risk of leaving.
Real Insights Starts with Your Data
Our Non Maturity Deposit (NMD) Product helps you validate ALM assumptions like decay rates and betas using only call report data. You will know exactly what goes into our NMD study.
Having a full understanding of what lies under these results allows you to make necessary adjustments with confidence.
Our Solution:
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Built by ALM and deposit behavior experts
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Designed specifically for community banks
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Provides Institution Specific Analysis
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Easy to use, flexible, and understandable
- Available in real time through your most recent Call Report
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Cost-effective and fast to deploy
Relying on industry averages creates model risk, model risk becomes financial risk by:
1. Overestimating runoff and paying too much to retain deposits or,
2. Underestimating risk and losing funds when rates rise
Our Non Maturity Deposit Model allows you to:
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Build smarter ALM assumptions grounded in reality
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Stop overpaying for “just in case” strategies
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Defend your assumptions with confidence
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Benchmark against other NMD studies
Starting at just $1,740/year...
There is no better value for community banks looking for an up-to-date, institution specific analysis Non-Maturity Deposit solution. Sign up today to see the full power of the LakeHouse NMD Study.
